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For Buyers

Whether it’s your first time buying a home

or it’s your fifth time, let us walk you

through all the steps it takes to make it

a succesful and pain free experience for you.

3 Easy Phases For A Home Buyer

Phase

CONSIDERATION

Needs, Wants and Priorities
Purchase Timeline
Financial Parameters and Costs
Buyer-Agent Relationship

PREPARATION

Financing Pre-Approval
Assess Market Conditions and Values
Learn Property Types
Neighborhood Pros and Cons

SEARCH

Listing Information Review
Home Tours and Open Houses
Exploring Options/Learning the Market
Find the Home You Wish to Buy

THE OFFER
Financing Pre-Approval
Assess Market Conditions and Values
Learn Property Types
Neighborhood Pros and Cons

ESCROW
Create Timeline of Events
OPen Escrow Account
Buyer Good-Faith Deposit
Preliminary Title Report

DUE DILIGENCE
Lender Appraisal
Property Inspection and Investigation
Review of Disclosures and Reports
Removal of Contingencies of Sale

Phase

Phase

THE WEEK BEFORE CLOSING
Final Walk Through
Review and Sign Closing Documents
Buyer Final Deposit
Funding of Loan

DAY OF CLOSING
Recordation of the Deed
Close of Escrow
Delivery of Keys
Move In

The Buyer is generally expected to pay for:

  • Title Insurance Premiums
  • ALTA Inspection Fee
  • Escrow Fee
  • Document Preparation (if applicable)
  • Recording Charges for all documents in the Buyer’s name
  • Tax Pro-ration (from the date of acquisition)
  • Homeowner’s Transfer Fee
  • All new Loan Charges (except those required by the Lender for the Seller to Pay)
  • Interest on the new Loan from the date of funding to 30 days prior to the First Payment Date
  • Assumtopn/change of Records Fees for takeover of Existing Loan
  • Inspection Fees (roofing, termite, propoerty inspection, geological etc)
  • Fire Insurance Premium for the first year

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